Daily Savings, Made for Real Life
Build the habit that builds wealth. Save a little every day. A field agent can come to you to collect cash, or you can deposit yourself from your phone. Set a goal, keep your streak, and watch your savings grow.
Save However Suits You
Whether you carry a smartphone everywhere or have no phone at all, NAJ Capital makes saving simple and accessible.
Daily · at your shopConfirmed
Instant credit+₦2,000
A Field Agent Comes to You
No phone? No internet? No problem. A trusted NAJ Capital field agent visits you daily, at your shop, market stall, or street, collects your cash, and uploads it straight to your savings account. You get a record every time.
Or Deposit Yourself, Anytime
Prefer to save on your own? Top up your savings from your phone whenever you like, before work, after a sale, or whenever you have a little to spare. Set a target, and we'll help you stay on track with streaks and reminders.
Saving That Works for You
Savings Goals
Name a target, school fees, new stock, an emergency fund, and save toward it with a clear progress bar.
Streak Tracking
See how many days in a row you've saved. Streaks turn a small habit into real momentum.
Dedicated Agents
Friendly, accountable field agents collect your daily savings so distance and devices are never a barrier.
Linked to Your Wallet
Your savings sit in your NAJ Capital wallet, with a full history you can view anytime.
Safe & Recorded
Every deposit is logged the moment it's made, so your balance is always accurate and transparent.
A Path to Loans
Consistent saving builds the track record that helps you qualify for fair loan packages later.
Start Saving in Four Steps
Open an Account
Sign up and get your free virtual account in minutes.
Set a Goal
Choose what you're saving for and a target amount.
Save Daily
Hand cash to your agent or deposit yourself each day.
Reach It
Watch your streak and balance grow toward your goal.